Conditions for National Bank short-term personal financing and its most important features

by

The Saudi National Bank offers many financings that are suitable for all people, including Saudi citizens, institutions, and residents of the Kingdom. Being short-term, personal financing is considered one of the best and most important loans offered by the bank, and citizens can benefit from it, without complicated conditions, as it is characterized by With a flexible payment period, we will discuss in our article all the details regarding the conditions necessary for application, and the method of application with complete precision and clarity.

National Bank short-term financing conditions

The bank has Ahli Saudi By setting some conditions that must be met by all applicants in order to obtain a personal loan, these conditions are as follows:

  1. The beneficiary must have Saudi citizenship and permanently reside in the Kingdom.
  2. The applicant’s monthly income must not be less than 3,000 Saudi riyals.
  3. The applicant must join a job in the private or government sector.
  4. The applicant must have spent a period of one month if working in the government sector and three months if working in the private sector.
  5. The minimum age of the Saudi applicant must be 18 years and the minimum age of the resident applicant must be 22 years.
  6. Retirees from work can easily apply, and the maximum age for applying must be 73 years.

Advantages of a personal loan from the National Bank

The short-term personal loan is considered one of the best types of loans offered to customers and includes a set of features, which are as follows:

  • Applications can be made to all Saudi citizens And all residents of the Kingdom as well.
  • Approval is obtained immediately if you apply for financing directly.
  • It is compatible with the provisions of Islamic Sharia.
  • Obtaining loans without setting an interest rate.
  • The loan repayment period is between three and 12 months.
  • The availability of private financing in the event of total disability or death.
  • The special installment for the month of Ramadan can be postponed for those who wish.
  • Apply directly if you go to one of the branches of the National Bank in the Kingdom

ظهرت في الأصل على news.jarida.onl

Leave a Comment